John Gabaldon at Waterstone Mortgage NMLS #422738

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John Gabaldon at Waterstone Mortgage NMLS #422738 John Gabaldon is a home loan originator at Waterstone Mortgage Corporation in Albuquerque, New Mexico. John graduated from the University of New Mexico in 2001.

John is a ninth-generation native New Mexican with more than 15 years of experience in the mortgage lending industry. He specializes in working with first-time homebuyers – it is a true honor in his eyes to be part of such a special moment in their lives. John also has extensive knowledge of the New Mexico Mortgage Finance Authority State Bond program. When he’s not in the office, he spends all his spare time with his family. He is also a member of Legacy Church and coaches his sons’ baseball teams at Albuquerque Baseball Academy. Se habla Español! Me especializo en ayudar a compradores de primera vez, en mi equipo cuento con gente bilingüe para asegurarnos de explicarles a comprender el proceso del préstamo, nos orgullese en brindarles un excelente servicio en tu idioma. Te ayudamos y preparamos para alcanzar el sueño americano, ser dueno de tu propia casa, recuerda, no te diremos que NO, te mostraremos como.

Think you need 20% down to buy a home? You may have more options than you realize.Down payment assistance programs can h...
10/22/2026

Think you need 20% down to buy a home? You may have more options than you realize.

Down payment assistance programs can help eligible homebuyers cover part of their down payment — and, in some cases, closing costs. Assistance may be available as a grant, forgivable loan, deferred-payment loan, or low-interest second mortgage.

Eligibility and program availability vary based on factors such as location, income, credit, and the property.

Want to know which options may be available to you? Start your search here: https://bit.ly/3Srl4Dv

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A tempora...
10/19/2026

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A temporary buydown could help.

With a temporary buydown, your interest rate is reduced for the first 1–3 years — lowering your initial monthly payments and giving you time to ease into the full payment.

And if a seller-paid buydown isn’t an option, Waterstone Mortgage Smart Start offers a lender-paid alternative.

Ready to learn more? Start here: https://bit.ly/4xUIsJr

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting...
10/16/2026

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting memories.

If owning a home is part of your vision, getting pre-approved is a great place to start.

See what may be possible for you: https://bit.ly/41tba5W

Buying a home? 🏡 Protect your mortgage approval.Until closing, keep your finances and employment steady. Avoid new credi...
10/13/2026

Buying a home? 🏡 Protect your mortgage approval.

Until closing, keep your finances and employment steady. Avoid new credit, major purchases, large transfers, or unusual deposits — and check with your lender before making any significant financial move.

When in doubt, ask first.

Save this post for later, and share it with someone buying a home.

Address

6733 Academy Road NE, Suite A
Albuquerque, NM
87109

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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