02/04/2024
Ms. Salve Duplito’s take on network marketing/MLM:
“As a trained, practicing financial adviser, and Registered Financial Planner, as well as a financial journalist of almost 30 years, I am always asked whether network marketing and/or multi-level marketing is a legitimate way of building wealth. I know that for many people, this is a very polarizing question!
…to analyze whether a company has the characteristics of a sustainable network marketing corporation.
First, products are of high quality and can compete in a department store with others. Or better yet, in the world.
Second, products can be bought by those that are not part of the network. From a financial perspective, this is good for cash flow and indicates that revenues are not dependent on recruitment.
Third, it is not a fad and has sustainable practices. Too many network marketing companies are put up by those who just want to be at the head of the network, only to move to a new fad.
Many Filipinos are not able to start their own business nor compete in the corporate world. For many of them, network marketing is a faster way to build wealth. That is a reality that we cannot ignore. Having said that, I am also aware that many of those in this business fall prey to personal lifestyle choices that are harmful to their financial independence.
I will only mention one. There are many but this time, I need only point out the biggest.
Network marketers oftentimes think that they need to look rich to attract a big network. Marked opulence and spending that is designed to be conspicuous means driving sports cars, living in big houses, or dining in expensive places. There is nothing wrong with that per se — if the person has at least 10 times more than the cost of their opulent lifestyle in assets.
I do know great salespeople in the network marketing business who MINDFULLY keep their lifestyle simple and in fact hide their well-chosen opulence to the wide world. Those are the ones I know who have built their wealth well. “
Link: https://www.youtube.com/live/6_AjZQCsN2c?si=Q_A_CQvwfBp3HmPX
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