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BS/2 BS/2 is part of the Penki Kontinentai group. The company has been working in banking technologies for more

It specializes in IT outsourcing, software development, banking equipment supplies as well as system integration and technical maintenance services.

What a Day in Tbilisi! Fusion Georgia 2026 Brings Two Industries Together On October 8, Fusion Georgia 2026: Banking & R...
09/10/2026

What a Day in Tbilisi! Fusion Georgia 2026 Brings Two Industries Together

On October 8, Fusion Georgia 2026: Banking & Retail Solutions marked an important milestone for BS/2, bringing together around 325 participants from 105 organizations, including representatives of 41 banks and 56 retail companies from Georgia, Uzbekistan, Kazakhstan, Azerbaijan, Kyrgyzstan, and Lithuania.

Held in Tbilisi, the event became the first Fusion forum in Georgia and the sixth organized by BS/2. For the first time, Banking and Retail came together within a single program, creating a platform for international expertise, technology demonstrations, and new business connections.

The forum opened with a welcome address by Darius Vitkauskas, Ambassador Extraordinary and Plenipotentiary of the Republic of Lithuania to Georgia, highlighting the importance of international business cooperation. The Banking program brought together financial institutions and technology experts from TBC Bank, Liberty Bank, Basis Bank, Mastercard, Diebold Nixdorf, JSC "Octobank", and BS/2.

From AI-powered decision-making and predictive analytics to intelligent cash management, ATM network efficiency, and integrated payment infrastructure, the discussions highlighted a central business challenge: translating technological innovation into greater operational efficiency, smarter decisions, and measurable business value.

As always, it was a pleasure to see Idrakas Dadašovas, Chairman of the Board of Penki Kontinentai Group and CEO of BS/2, take the stage. Together with Bekzat Bukhatov, he presented “AI Stack Inside: The Evolution of BS/2 Solutions — From Data and Reporting to Foresight, Decisions and Action,” sharing BS/2's vision for the evolution of AI-driven technologies, from traditional data analysis to predictive insights, intelligent decision-making, and practical business applications.

Two panel discussions explored these priorities from different industry perspectives. “Data-Driven Bank: How Data and AI Are Transforming Banking,” moderated by Andrew Volkov, examined the practical role of AI and analytics in financial institutions, while “Unlocking the Potential of Technology through Analytics,” moderated by Sophie Kashakashvili, focused on how data and technology can create new opportunities for the retail sector.

Beyond the discussions, dedicated demonstration zones allowed participants to explore banking and retail technologies firsthand and discuss their practical applications with solution experts.

Our sincere thanks to every speaker, panelist, partner, and guest who contributed their expertise and energy, and to the entire organizing team whose dedication brought the first Fusion Georgia to life!

Today, we’re sharing highlights from the Banking program, with more memorable moments and insights from Fusion Georgia 2026 still to come.

A new milestone for BS/2 in Georgia. SUNMI Home Tbilisi is officially open! 🎉Together with SUNMI, we have opened the fir...
08/10/2026

A new milestone for BS/2 in Georgia. SUNMI Home Tbilisi is officially open! 🎉

Together with SUNMI, we have opened the first SUNMI Home showroom in Georgia, creating a new space where our clients and partners can experience technologies for retail, payments, and business automation in practice.

Following the opening of SUNMI Home Baku last year, Tbilisi is now home to the second SUNMI Home established together with BS/2 in the region. For us, this is another important step in strengthening our partnership with SUNMI and expanding the technology ecosystem we offer to businesses across Central Asia and the Caucasus.

The center was officially opened by Alexander Bespaly, Managing Director of MEA at SUNMI; Sergey Kuksov Bryushkov, Country General Manager at SUNMI; Idrakas Dadašovas, Chairman of the Board of the Penki Kontinentai Group; and Emilio Kiris, CEO of BS/2 Georgia. We were also pleased to welcome SUNMI specialists from China — Leander Li, SUNMI Home Operations Manager; Darryl Yuan, SUNMI Home Business Development Manager; and Hesper Piao, SUNMI Home Operations Specialist — together with representatives of BS/2, ASHBURN International, our clients, partners, and the Georgian business community.

Located at the BS/2 Georgia office, the new center brings technology and expertise together in one place. Visitors can explore and test solutions, discuss their business needs with our specialists, and see how individual technologies can become part of an integrated business environment.

The SUNMI Home Tbilisi showcase includes the D3 PRO, D3 Mini, and T3 PRO MAX desktop POS terminals, the K2 self-service kiosk, and the D2s Kitchen Display System (KDS), covering scenarios across retail, food and beverage, acquiring, and payments.

A sincere thank you to our partners, clients, and all our guests who joined us for the opening and shared this important moment with us. Thank you for your presence, conversations, and interest in what we are building together.
SUNMI Home Tbilisi is now open, and we look forward to welcoming you again — this time to explore, test, and turn technology into new business opportunities.

📍 6 Pimen Kurashvili St., Tbilisi

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What technologies will you discover at Fusion Georgia 2026 and who is behind them? On October 8, Fusion Georgia 2026: Ba...
29/09/2026

What technologies will you discover at Fusion Georgia 2026 and who is behind them?

On October 8, Fusion Georgia 2026: Banking & Retail will bring together technologies and expertise from leading international providers working across modern banking and retail environments.

Throughout the event, BS/2 and its technology partners will showcase solutions, share practical expertise and present real-world applications in banking and retail. Some of our partners will also join the program directly with expert presentations and insights from their respective fields.

The event will feature solutions covering banking self-service, cash management, payments, connectivity, retail automation, smart store technologies and digital infrastructure from:

Diebold Nixdorf | SUNMI | Teltonika Networks | Magner International Corp. | Sargent and Greenleaf | Bizerba | SOLUM | Zebra Technologies | iLogic | ARMS

Fusion Georgia 2026 is also supported by industry associations contributing their market expertise and perspective:

Fintech Association of Georgia | Retail Association - რითეილ ასოციაცია | E-Commerce Association of Georgia · ელექტრონული კომერციის ასოციაცია

Together, these partnerships bring a broad range of technologies and expertise into one program. Participants will have the opportunity to explore practical solutions, discuss their application and connect with experts across the banking and retail technology sectors.

Tbilisi, Georgia | 8 October 2026
BS/2 Georgia

#საქართველო #თბილისი #ბიზნესი #ფინტექი #ბანკები

Modern Expo representatives spent three days in Lithuania, joining the BS/2 Retail team for meetings with current and pr...
29/09/2026

Modern Expo representatives spent three days in Lithuania, joining the BS/2 Retail team for meetings with current and prospective customers from the retail sector.

Last week, from September 21 to 23, Modern Expo Sales Director Oleksandr Dudinskyi and Key Account Sales Managers Bohdan Denysyuk and Maksym Broshko visited Lithuania for a series of meetings in Vilnius and Kaunas. Throughout the visit, they were accompanied by Emil Musayev, Head of Retail Equipment Sales at BS/2, and Jurij Mikuckij, Deputy Head of Retail Equipment Sales.

The teams met with representatives of Sanitex Lietuva, NORFA prekybos tinklas (UAB „Norfos mažmena“), CIA MARKET UAB and EXPRESS MARKET UAB "KILMINĖ", as well as other current and prospective customers in the Lithuanian retail sector.

The discussions focused on current retail needs, ongoing cooperation and opportunities to expand the range of solutions available in the Lithuanian market. The teams also explored Modern Expo’s broad portfolio, with particular attention to refrigeration and retail equipment, including customization and optimization. This gave retailers an opportunity to discuss their requirements directly with the Modern Expo team and explore solutions tailored to their operations.

As Modern Expo’s partner in the region, BS/2 brings this expertise closer to local retailers by combining the manufacturer’s broad portfolio with local market knowledge, implementation experience and ongoing customer support. The companies have been working together since 2022, with major joint projects already implemented across the Baltics. This year marked another milestone in the partnership when BS/2 received the New Business Horizons award at EuroShop – The World´s No. 1 Retail Trade Fair 2026 for opening a new business direction and achieving strong results.

The three-day visit gave both teams an opportunity to hear directly from retailers, better understand their operational needs and identify new areas for cooperation in the Lithuanian market.

Thank you to the Modern Expo team and everyone who joined the meetings for the productive discussions and exchange of experience.

Hello, Tbilisi!On October 7, SUNMI Home Tbilisi will officially open its doors at the BS/2 Georgia office, marking anoth...
14/09/2026

Hello, Tbilisi!

On October 7, SUNMI Home Tbilisi will officially open its doors at the BS/2 Georgia office, marking another step in the development of the SUNMI ecosystem in the region.

Following the opening of SUNMI Home Baku in 2025, Tbilisi becomes the next step in expanding the SUNMI Home network and bringing retail and payment technologies even closer to businesses across the region.

The new center will feature SUNMI smart devices, real retail and banking scenarios, software solutions and expert consultations, allowing partners to see how different technologies work together within a single business ecosystem. Located within the BS/2 Georgia office, SUNMI Home Tbilisi will serve as a permanent space for product demonstrations, solution testing and business discussions.

And the showroom is already fully prepared for its official opening. In fact, the story has already started on a high note. Even before SUNMI Home Tbilisi officially begins its journey, the BS/2 Georgia team has already become one of the winners of SUNMI’s global Store Revolution campaign.

Could there be a better recipe for a successful start?

For now, we invite you to take a first look inside SUNMI Home Tbilisi.

📅 October 7, 2026
📍 6 Pimen Kurashvili St, Tbilisi, Georgia

For years, AI helped us make financial decisions. Now, it’s starting to make transactions on its own. And that changes e...
07/09/2026

For years, AI helped us make financial decisions. Now, it’s starting to make transactions on its own. And that changes everything for banks.

A new financial infrastructure is emerging, one that allows AI agents to initiate payments, manage transactions, and use dedicated payment instruments independently. But once software starts acting as an autonomous participant in the financial system, questions around identity, permissions, trust, and accountability become far more complex.

For financial institutions, this isn't just about what AI can do today. It’s about whether the infrastructure built now is resilient enough for what’s coming next.

AI can now spend money. Are banks actually ready?
👇 Read the full article

On October 8, BS/2 will host Fusion Georgia 2026: Banking & Retail in Tbilisi, bringing together representatives of the ...
26/08/2026

On October 8, BS/2 will host Fusion Georgia 2026: Banking & Retail in Tbilisi, bringing together representatives of the banking and retail sectors, technology providers and industry experts from across the Caucasus, Central Asia and Eastern Europe.

The forum will explore the technologies and business approaches shaping the future of banking and retail, with a strong focus on their practical application and impact on everyday operations. Fusion Georgia 2026 will mark the sixth BS/2 forum dedicated to the banking and financial sector and the first event of this scale organized by the company in Georgia.

Key topics will include:
• Digital transformation in banking and retail
• Artificial intelligence and data-driven solutions
• Payment services and self-service technologies
• Automation of business and operational processes
• Technology infrastructure for modern banking and retail environments
• Smart store technologies and IoT
• Electronic shelf labels and retail digitalization
• International best practices and real-world transformation cases

The program will feature expert presentations, practical case studies, professional discussions and live demonstrations of solutions and equipment from leading global technology manufacturers.

Tbilisi, Georgia | 8 October 2026

BS/2, together with JSCB "Kapitalbank", has completed the region’s first voice-guided banking project covering such a br...
13/08/2026

BS/2, together with JSCB "Kapitalbank", has completed the region’s first voice-guided banking project covering such a broad range of services for visually impaired customers 🚀

This initiative covers a comprehensive range of ATM transactions, enabling visually impaired users to access banking services independently by following voice instructions without relying on the screen display. The solution was developed and tested with real user experience at its core. Visually impaired users and the Society of the Blind of Uzbekistan took part in the testing process, allowing the voice-guided scenarios to be evaluated directly by the people they were designed for.

Voice guidance has been implemented not only for standard host-based transactions, but also for a range of cardless services. In total, the solution supports eight scenarios: cash withdrawal, card top-up, balance inquiry, currency exchange, loan repayments for individuals and sole proprietors, card account top-up without a physical card, and mobile phone payments.

Each of these services carries its own logic, transaction flow, and set of software components. The main challenge for the BS/2 team was integrating these distinct modules into a unified voice-guided experience that remains seamless regardless of the selected transaction.

Another challenge involved voicing dynamic financial data, such as amounts and numbers. Standard Text-to-Speech technology is not adapted to the Uzbek language, making it unsuitable for accurately voicing this type of dynamic content. To address this, the BS/2 team developed an alternative mechanism that dynamically assembles voice messages from pre-recorded audio fragments based on the specific transaction and its data. Kapitalbank also carefully selected the voice actor for the recordings to ensure the guidance sounds natural and human rather than synthetic.

By the time the project launched in Uzbekistan, the technology had already been successfully deployed at Eurasian Bank in Kazakhstan, evolving into a standalone BS/2 product — SocialAccess. IQ. The experience gained from that initial deployment laid the foundation for further development, while the Kapitalbank project significantly expanded both the solution’s capabilities and the scope of supported banking services.

The implementation is now fully complete, with voice guidance available across all services included in the project.

For BS/2, this project is about much more than simply “teaching an ATM to speak.” It is about bringing together diverse banking services, software components, and user scenarios into a single, consistent process that empowers customers to bank independently.

Photo source: JSCB Kapitalbank

A customer attempts to withdraw cash from an ATM. The funds are debited from the account, but the ATM does not dispense ...
06/08/2026

A customer attempts to withdraw cash from an ATM. The funds are debited from the account, but the ATM does not dispense the money.

What happened? Did the transaction fail at the ATM? Did an error occur in the payment processing system? Or was the cash dispensed but not collected by the customer?

To answer these questions, banking specialists often need to review information across several systems, analyze technical logs, and manually reconstruct the entire transaction flow. The data is usually available, but it is fragmented, stored in different formats, and does not always provide a clear picture of what happened.

Artificial intelligence can help analyze this information much faster. But this raises another question that is especially important for the financial sector: can an AI-generated conclusion be trusted if it is unclear how it was reached?

In banking, “the system determined it” is not an acceptable answer. A conclusion must be explainable, verifiable, and supported by specific evidence. For this reason, AI should not act as an independent decision-maker in sensitive financial processes. Its real value lies in helping specialists understand a situation more quickly without replacing human judgment.

This is the principle behind PulseAI. iQ, developed by BS/2. The platform brings transaction events and technical logs together in a single chronological timeline, analyzes the full sequence of events, and presents the most likely cause of an incident in clear, understandable language.

Most importantly, the AI-generated conclusion does not remain hidden inside a black box. The system shows the specific log entries and events that support it.

PulseAI. iQ helps banking teams:
- consolidate fragmented transaction and device data in one place;
- reconstruct the complete transaction flow from beginning to end;
- identify the most likely cause of an incident more quickly;
- verify AI-generated conclusions against specific technical evidence;
- reduce the time spent manually reviewing logs across multiple systems;
- keep the final decision in the hands of a bank specialist.

The platform does not perform any actions on the transaction itself and does not make the final decision independently. It connects to data sources in read-only mode, while the language model can be deployed on-premises within the bank’s own infrastructure.

This allows banks to benefit from AI-powered analytics without losing control. Employees gain a clearer understanding of each incident, customers receive answers supported by facts, and compliance and audit teams gain a traceable record of how each conclusion was reached.

Trust in AI within banking should never be blind. It should be based on transparency, verifiable evidence, and clearly defined human responsibility.

On 13 October 2026, Microsoft will end support for Windows 10 IoT Enterprise LTSB 2016, an operating system still used a...
31/07/2026

On 13 October 2026, Microsoft will end support for Windows 10 IoT Enterprise LTSB 2016, an operating system still used across many ATM networks worldwide.

For banks, this is more than an operating system upgrade. Running unsupported software can increase cybersecurity and compliance risks while making it more difficult to maintain a secure, reliable and compliant self-service infrastructure.

Is your ATM network ready for Windows 11?

A successful migration involves far more than installing a new operating system. Hardware compatibility, application readiness, PCI DSS requirements, deployment planning and business continuity all need to be considered before implementation begins.

In our latest article, we explain why financial institutions should start preparing now, what challenges to expect and how to build a smooth, secure migration strategy.

Read the full article below on the BS/2 website.

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