05/06/2026
Through our fifth subsidiary — Siyanqoba Ngamandla Financial Services — we promote responsible lending, not as an option but as a foundation of our business model. Every loan we provide includes mandatory affordability assessment, full cost disclosure, and voluntary participation.
✅ NCR registered
✅ National Credit Act compliant
✅ Information Regulator SA registered
✅ AML/FICA compliant
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