ForeFront360

15/01/2026

ForeFront360 Co-Founder and CEO Jonathan Frazier recently joined the Business Spotlight podcast. The conversation focuses on how a proactive, data-driven approach can reduce friction across the property insurance lifecycle, before a loss, during a claim and settlement, and through recovery. The goal is simple: empower property owners with clarity while helping insurance carriers operate with greater accuracy and efficiency.

Jonathan Frazier, the CEO of Forefront 360. Jonathan, who came from an aviation safety background, was pulled into the property insurance industry by his two...

07/11/2025

We’re excited to share that ForeFront360 recently completed work with First Baptist New Orleans, supporting them in improving insurance efficiency from coverage through claims, speeding recovery, strengthening safety and emergency response, and providing data to assist with maintenance insights. It’s an honor to help protect a campus known for its incredible architecture.

By giving decision-makers clear, consistent documentation and visuals, we help reduce friction, align teams, and move from policy to payout with confidence, while strengthening day-to-day safety and protecting people, property, and operations.

Grateful to the FBNO team for the trust and partnership. If your organization wants a smoother path from coverage to recovery, let’s connect.

25/10/2025

Replacement Cost vs. Actual Cash Value — Why your insurance check may be smaller than you expected

Replacement Cost (RCV): Covers what it costs today to repair or replace (minus your deductible). You often get two payments: the ACV first, then the depreciation after you finish the work.

Actual Cash Value (ACV): Pays today’s cost minus depreciation, usually a single, smaller check, and you pay the difference.

Example: If a new roof is $20,000 today:
• With RCV, you might get about $12,000 now and $8,000 later after repairs (then subtract your deductible).
• With ACV, you’d only receive about $12,000 total (minus deductible).

Tip: Grab your Declarations Page and look for RCV or ACV. That one choice can mean an $8–10K swing on a roof claim. Need help reading your policy? Message us, happy to help.

04/09/2025

Registration for the next round of Louisiana Fortify Homes Program (LFHP) grants OPENS TODAY. There are 500 grants available, and participants will be randomly selected through a lottery system. To register for the lottery, homeowners must apply on the LFHP website by clicking the Login button. Don’t delay, registration ends on Friday, Sept. 12. Sign up here: https://buff.ly/XFkxSO4

03/09/2025

Want a deeper look at how ForeFront360 empowers property owners and boosts efficiency and accuracy in the property insurance and recovery process? Tune in to the latest Close The Deal Podcast with EWELL SMITH where our CEO Jonathan Frazier shares how you can take control of your property insurance coverage and claim outcomes.

Discover how to protect your property and win insurance claims with expert strategies from Forefront 360 founder Jonathan Frazier. Be storm-ready this season.

26/08/2025

Twenty years ago, Katrina reshaped the Gulf Coast and the nation. After rapidly intensifying in the Gulf, it struck Louisiana and Mississippi as a Category 3 storm. When New Orleans’ levees failed, nearly 80% of the city was underwater—some areas 15–20 feet deep.

Katrina became one of the deadliest and costliest disasters in U.S. history:
🔹 1,800+ lives lost
🔹 Millions displaced
🔹 Entire neighborhoods destroyed

It exposed weaknesses in infrastructure, preparedness, and equity—but also revealed resilience.

Lessons we carry forward:
🔹 Build stronger & smarter
🔹 Preparedness saves lives
🔹 Accurate information speeds recovery

For the insurance industry, Katrina was a wake-up call that still shapes coverage and claims today.

🕯️ We honor those lost
💪 We admire the survivors’ strength
🌎 We commit to building a safer, more resilient future

01/06/2025

🌀 Hurricane Season Begins Today—Are You Prepared?

Hurricane season is officially here, and preparation is key to protecting your property and ensuring your family's safety. ForeFront360 is committed to helping our community become resilient by providing proactive solutions and critical data to safeguard your home, business, or institution.

🏡 Stay Ahead of the Storm:

⚜️ Review and update your insurance policies.
⚜️ Have a clear, documented emergency plan.
⚜️ Ensure your property documentation is current for smoother claims processing.

Don’t wait until the clouds gather—act now to secure your peace of mind.

👉 Reach out to ForeFront360 to learn how our Safeguard Property Profile can make your property hurricane-ready and recovery smoother.

Stay safe. Stay prepared.

24/05/2025

🇺🇸 This Memorial Day, ForeFront360 honors the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication will never be forgotten. Let's come together to remember and reflect on their service. 🙏

10/05/2025

💡Insurance Tip: Loyalty Doesn’t Always Equal Savings

Property owners: Remember, your relationship with your insurance company resets every 12 months. Loyalty to one provider doesn't automatically mean better premiums or superior service.

It's normal for premiums to gradually increase over time—often by a few percent annually. However, regularly shopping for insurance can help you find more competitive rates and lower incremental increases.

Markets change, risks evolve, and staying informed means staying protected. Are you taking as much proactive action to assess your insurance options as your insurance provider takes to assess you and your property? Take time each year to review and compare your options—your property and finances will thank you. If you're unsure where to start, talk to your insurance agent or broker—they can help you better understand your current policy and what alternatives may exist. Using your ForeFront360 Safeguard Profile can give your agent or broker a clear, comprehensive view of your property, helping them advocate for better coverage and rates.

03/05/2025

The financial impact of hurricanes, wildfires, floods, tornadoes and other natural disasters is expected to result in insured losses of $145 billion this year, according to a new report. As reported by the Insurance Journal, “In 2024, most of the global insured losses were driven by severe consecutive storms in the U.S.” The report notes that this year’s deadly fires in Los Angeles will be a factor in another year of high losses.

01/05/2025